| nib: be prepared

DATA from nib Travel customers shows almost 80% of cruise claims have been related to medical expenses.

The insurance company found claims ranged from relatively small cases, including motion sickness and minor slips, to more serious conditions requiring further medical treatment.

nib Travel General Manager International & Partnerships Dylan Wilkinson said it is important advisors are prepared and ready to answer questions from clients relating to cruising and travel insurance.

“One of the most common causes for confusion in regards to travel insurance is medical cover on a cruise between Australian ports because, once off-shore, they may not be covered by Medicare, leaving them to foot the bill if they’re uninsured…[which] is true regardless of whether the cruise provider is an Australian company, or foreign,” said Wilkinson.

nib will this week host an Insurance Information Series edition on cruise – advisors can sign up online HERE.